How To Start a Flood Damage Claim

11/16/2019 (Permalink)

How to start a flood damage claim

Steps To Begin a Flood Claim Process

Once you've dealt with a flood in Gladstone, MO, you may be wondering how to start an insurance claim. Dealing with damage to your home can already seem overwhelming. Here are the steps to begin the flood claim process and get things moving:

Call Your Insurance Company

The first thing you should do is call your insurance company to start the claim procedure. If there are other people in the area who have also experienced damage, the insurer may have a lot of other claims to process. Calling early can help you prepare for dealing with flood cleanup and restoration.

Get Ready for Inspection

Once you have an appointment, you'll need to get ready for the insurance adjuster to examine the property destruction. Although you may want to start flood cleanup early, it's crucial to keep these factors in mind:

• Take pictures of everything that was damaged.
• Don't throw anything away until you have documented the damage.
• Along with pictures and a video, make a list of what was affected for your own reference.
  

Taking care to document everything can help you avoid further problems later. Photos, videos, and notes help make sure everything is noted in the flood claim.

Know Your Adjuster's Role

Your adjuster can help with the insurance claim. While you'll need to point out the areas and items affected, you can also use this time to ask questions. Check what your policy covers and how soon you can expect payment from the company.

Rebuild Your Life

After you've received payment, you can begin rebuilding any areas of the home or rooms that were damaged. This includes replacing personal possessions that were lost or ruined by the flood.
Although dealing with a flood claim can seem overwhelming, knowing the steps that will occur can make it easier. Contacting your insurance carrier and getting ready for inspection start the process and help ensure coverage of what you've lost. Talking with the insurance adjuster can begin the next steps toward rebuilding your life after a flood. Just know there is a restoration company that is Here to Help.