4 Ways To Keep Insurance Claims Down

2/23/2021 (Permalink)

An emergency response team can assist businesses with the restoration process.

Four Ways A Restoration Company Keeps Insurance Claims Down

As a business owner, you have many responsibilities on your plate. What happens when an unexpected disaster strikes your Gladstone, MO, business? What action needs to be taken and what people need to be involved? Many people don’t know the proper steps to take to minimize damage. Fortunately, you can work with an emergency response team to handle everything from cleanup to claims. In fact, from pretesting to best practices, here are four ways that a restoration company keeps insurance claims down.

1. Pretesting
Professionals trained in the restoration industry know that it’s less expensive to restore items than replace them. But how do they know if an item is restorable? First, trained technicians will identify the source of damage. For example, if flooding occurred in a building, technicians will locate the water source. Next, technicians will determine what category of water caused the flooding. The type of water that flooded the building will determine what methods are available to restore items.

2. Electronic Claims
An insurance claim may seem like a major headache; however, an emergency response team makes filing a claim less daunting. An electronic claims information center manages all pertinent information including loss photos, job orders, estimates and forms. Both business owners and insurance companies have access to data to assist in making sound decisions.

3. Emergency Response
In addition to pretesting and electronic claims, a fast response is critical to reduce insurance claims. Restoration specialists are available 24/7 to help businesses that have experienced disasters. By responding quickly to disaster, additional problems can be avoided.

4. Best Practices
The Institute of Inspection Cleaning and Restoration Certification has specific standards for cleaning and restoring. Businesses that work with an IICRC trained emergency response team can feel confident that costs will be kept down. An insurance agent can also rest assured that claims are kept at a minimum.
Pretesting, electronic claims, emergency response and best practices are good ways to keep insurance claims down. An emergency response team can assist businesses and insurance adjusters with the restoration process.